We went around several times where I tried to explain to him that if Paypal allowed me to deposit a check made out to my business in my personal account they would be breaking all sorts of rules. [2], The fee for cashing a two-party check at Walmart is up to $6 per check.[2]. Can I cash it? But the problem is that my spouse live in overseas. Answered, 19 Banks That Cash Checks Even If You Don’t Have an Account, Where Can I Cash a Check on Saturday? If you want to dot the i’s and cross the t’s, you could then reëndorse it under that by signing your current name, but it’s technically not necessary. Walmart can cash two-party payroll checks, government checks, tax refund checks, cashier’s checks, insurance settlement checks, and 401(k) retirement disbursement checks. If your check is in your maiden name, for instance, you may find you have to double endorse the check and show ID at the bank. Select supermarket and grocery store chains can cash large balances, including your stimulus check or tax refunds. Endorse it under your maiden name by signing the back of the check with your maiden name. Deposit the check as if it's signed. Ordinarily I'd go in with the check and my marriage certificate and ask the teller how to sign, but I won't be able to get to the bank during business hours anytime soon and I have to deposit the check at the ATM. ©2013 - 2021 More Holdings LLC | All Rights Reserved. @grandma T your bank might not look at checks but the boy I babysit for dad wrote a check to me but left the name blank because he can never remember how to spell my last name and the bank refused to cash it because the writing didn't match the rest of the check so some look and this was a larger bank not a little town one branch bank. Select the eligible account into which you wish to deposit your check. Find out more about how we use your information in our Privacy Policy and Cookie Policy. ... Now I can save some time and go cash my check at the grocery store rather than lining up at the bank. It’s perfectly legal. Many banks will deposit the check without question, especially if your bank account was in your maiden name at some point, so it can't hurt to double endorse it and deposit it the normal way to see if it will go through. Does Rite Aid Take Checks? ... Only the person whose name is on the check can cash it. Our joint checking account was created in my married name, and now I've found myself with a bank check written to my maiden name. 21 Options Listed, 12 Banks That Accept Third-Party Checks: Fees & Requirements Detailed, Where Can I Cash a Third-Party Check? He said I could open another account, cash the check to it, and then transfer the money to my Paypal account that is in my business name. WalMart review rated 1.0/5.0 with 4 Comments: Went to Wal-Mart tonight to cash my Social Security check and they could not cash it. This Visa was originally under my maiden name Ms. Y and I changed it to my married name Ms. X. Paying a cheque in to a bank account under a different name is different however; most likely the cashier/teller wouldn't allow it, but I have on occasion been able to pay in cheques to my company account that were made out to me personally simply by asking nicely. Would it be best to contact the rebate people to see if they can issue a new check? get to the payroll dept. If, for example, Aunt Agatha sends a check to Johnny Smith and the bank account name is John Smith, the check … UCC Article 3 stipulates that a check is payable to the intended recipient of the check, even if the check features the wrong name. Save yourself a trip to the bank with in-store check cashing at Walmart. Do you have that? I changed my name following marriage 5 years ago but sometimes I still get cheques in my maiden name. Keep in mind that Walmart’s MoneyCenter hours can vary (as we’ve previously reported), so you may want to call ahead. If you’re looking for other options, there are many other grocery stores and check cashing stores that will cash a two-party check — we list the places that cash two-party checks. Plan on paying the $8 cashing fee as most stimulus checks are worth at least $1,200. When I went cash the check, my bank said that my spouse need to be present before I can cash the check. WalMart - Would not cash social security check Oct 20, 2018 @ Pissed Consumer When we split up everything was pretty simple and we closed our joint accounts and I opened new checking saving etc accounts under my maiden name Ms. Y. Below, we have more information about how to cash a two-party check at Walmart. Josh Patoka. If you need to cash a paycheck or a check you received from someone else, many branches will readily cash it, even if you don't bank with them. Short Answer: Walmart cashes two-party checks in most states. Walmart will only allow you to cash a check that is made out to you, and the store will verify your identity before cashing your check, so you should bring a valid ID with you. at work and get the name changed a.s.a.p. The Uniform Commercial Code allows banks to deposit checks as long as they can verify that you are the person named on the check. You can change your choices at any time by visiting Your Privacy Controls. Literally 'cashing' a cheque (as in, walking into a bank with a cheque made out to 'Cash') should be fine, that's the point. or Mrs. Smith.” When the two names are separated by ‘and’, both people must be present to endorse and cash the check. Does Sam’s Club Cash Checks? Up to $8 fee to cash pre-printed checks above $1,000 and up to $7,500 Up to $3.74 fee to withdraw up to $1,000 off a debit card Walmart increased the maximum check … These Kroger company brands will also cash your stimulus check for free: Your bank may require one or more pieces of additional identification to verify your identity. Expect to pay a fee, though. I amended my 2016 tax return to married filing jointly and the refund check is issued with both spouse name on it. A Gas station This is … The store does charge a fee, ranging from $4 to $8, depending on the amount of the check. 1. Ways To Cash a Check Online. When cashing a two-party check at Walmart (or anywhere else that cashes two-party checks), it’s important to note how the two payee names are written — specifically, if they are separated by ‘and’ or ‘or’. Answered, 37 Places That Cash Personal Checks: Fees, Limits, etc Detailed, What Do You Need to Cash a Check? We’re also increasing the maximum check-cashing amount to $7,500 (previously $5,000) through July 31. Maybe they will cash it at walmart like that. If you happen to have a stimulus check … Walmart, for example, will cash a government check of up to $5,000. We encourage you to also seek the one-on-one help of a certified professional. If there is a 'jobsworth' on the counter, just ask for the manager. Answered, How to Cash a Check Online: Online Check Cashing Options Detailed, Penalty for Cashing a Check Twice: Legal Action, Fees, etc Explained, How Do Banks/Check Cashing Places Verify Checks? take all id's with you and endorse both names. first your maiden name, then under your married name. If your check is in your maiden name, for instance, you may find you have to double endorse the check and show ID at the bank. If your bank isn't satisfied with your evidence, you may need to have the check reissued. Improve this question. Answered, 27 Check Cashing Places Open on Sunday + Hours, Fees, Limits, etc, 31 Mobile Check Cashing Apps for Prepaid Card Loading & Bank Deposits, What Happens If You Cash a Bad Check and It Bounces? My friend just received a rebate check in the mail and they got his first name wrong. Plan on paying the $8 cashing fee as most stimulus checks are worth at least $1,200. You can always cash a check that is issued in your maiden name or your old married name. However, most banks would not accept a check for other than the name on record. With a cashing fee between $0 to $6, your best option is a Kroger KR family of supermarkets with a Money Services desk, across the U.S. Cash the check at a check-cashing store I have had people spell my last name completely wrong and the bank still cashed it. The limit for two-party checks is $200, and you can expect to pay a fee of up to $6. I amended my 2016 tax return to married filing jointly and the refund check is issued with both spouse name on it. One of the easiest ways to cash a stimulus check without a bank is by doing it through Walmart. 26 Places (& How to Cash Online), Walmart Check Cashing Policy: Hours, Limit, Fees, and More, 24-Hour Check Cashing Nearby: 25 Places Listed, How to Cash a Large Check Without a Hold (Or Even a Bank Account). Is it possible to cash a check with a different first name/same last name/same address? How can I still cash my stimulus check? Big Banks. That is to say, the person whose name is on the check would endorse it or ‘sign it over to you’. It is on my driver's license. Also we don't have a jointly bank account. At most Walmart locations, your check will be processed electronically through TeleCheck, a check acceptance company. Post was not sent - check your email addresses! However, if the names are separated by ‘or’, only one of the listed parties needs to be present. If the "different name" refers to you, (for example, an alias, maiden name or DBA name) then legally, you can cash it. This extends beyond simple misspellings, such as Ashleigh instead of Ashley, to checks featuring a nickname instead of the legal name of the recipient. Take a picture of your entire check with your mobile device camera. If you have a check with an incorrect first or last name, bring the check along with documentation and identification to your local bank branch. You can easily do so if you have a checking account, but even if you don't, you can cash it with the bank that issued the check or at a check-cashing store or retailer that offers to cash … With Woodforest Mobile Deposit, depositing a check is as easy as 1 - 2 - 3! The fees are below: Up to $4 fee to cash pre-printed checks up to $1,000; Up to $8 fee to cash pre-printed checks above $1,000 and up to $7,500; … We and our partners will store and/or access information on your device through the use of cookies and similar technologies, to display personalised ads and content, for ad and content measurement, audience insights and product development.